Today we’d like to introduce you to Kevin Hall.
Kevin, we appreciate you taking the time to share your story with us today. Where does your story begin?
I started working in insurance during the height of Covid 19. My wife and I had friends and family that passed away during this time and had no life insurance. It was devastating to each family, as they were mourning the loss of a loved one. Not only having had to worry about paying for a funeral, but also how they were going to survive financially going forward.
When I would meet with clients, especially people nearing 65 or over, they often ask If I could help them with their Medicare. Honestly, I wanted nothing to do with healthcare but that all changed in April of 2023.
It was then that my mother moved in with my wife and me
I took over her finances and after seeing what she was paying for her Medicare Supplemental plan and how much she was paying for prescriptions, I decided it was time to add healthcare to my line of business.
Fast forward to today, Hall Financial and Life is an independent insurance broker dedicated to finding the best coverage for your needs. We specialize in Life, Health and Retirement Planning providing you with competitive options from multiple carriers.. We will be adding Home, Auto and Commercial Insurance by the end of the year. We want our moto to be “We Insure Everything”.
Alright, so let’s dig a little deeper into the story – has it been an easy path overall and if not, what were the challenges you’ve had to overcome?
Has it been a smooth road? absolutely not, more like a dirt road in South Georgia thats full of pot holes and washouts!! Most of my struggles have been on the healthcare side. Changing regulations out of Washington has pushed insurance companies out of the marketplace or they have paused accepting new clients in the middle of the year. No one is talking about it but if Congress fails to extend health care tax credits, individual and family health insurance is going to skyrocket for 2026.
On the Property and Casualty side, insurance in Georgia has continued to increase over the past few years. Just like healthcare, once the insurance companies add a certain amount of new clients, they will stop accepting new ones. So I am always shopping and looking to add new insurance companies that are wanting to expand their book of business. That is my biggest challenge right now.
Thanks – so what else should our readers know about Hall Financial and Life?
Hall Financial and Life is an independent insurance agency dedicated to simplifying the complex world of insurance and retirement planning. We specialize in Life Insurance, Medicare Guidance, Individual & Family Health Insurance, and Retirement Planning—serving especially those 50+ preparing for retirement. We will also be adding Property and Casualty by the end of the year. What sets us apart is our personal, local approach: we take the time to understand each client’s needs and make the process feel simple, clear, and stress-free. Our oak tree logo represents strength, trust, and long-term protection—values at the heart of our brand. At Hall Financial and Life, our mission is to put your retirement on “cruise control” while protecting you and your family financially.
Pricing:
- Consultations are free
Contact Info:
- Website: www.hallfinancialandlife.com
- Instagram: https://www.instagram.com/kevin.hall.crazy_hair_ins_guy
- Facebook: https://facebook.com/kevin.hall.1829
- Email: kevin@hallfinancialandlife.com
- Cell: 770-549-4205
