Hidden Gems: Meet Monica Terrell of Terrell’s Business & Tax Services, LLC

Today we’d like to introduce you to Monica Terrell.

Hi Monica , thanks for sharing your story with us. To start, maybe you can tell our readers some of your backstory.
I founded Terrell’s Business & Tax Services, LLC in 2012, but my journey with finances began long before that. In 1998, while still in high school, I was blessed with the opportunity to participate in an apprenticeship program where I worked directly with money and real estate. Even at a young age, God was already exposing me to stewardship, responsibility, and the importance of handling resources with wisdom and integrity. What others may have seen as just a job, I now recognize as the early stirring of a calling.

As the years progressed, the Lord continued to order my steps, allowing me to gain hands-on experience across accounting, finance, and business operations. In obedience to that calling, I launched Terrell’s Business & Tax Services as a way to serve people not just with numbers, but with clarity, excellence, and faith-centered guidance. What began as helping individuals and families during tax season grew into a full-service firm supporting businesses year-round through tax preparation, bookkeeping, payroll, and financial strategy.

Today, with over 15 years of professional experience, I see this work as stewardship ministry—helping individuals and business owners manage what God has entrusted to them. My mission is to bring order where there has been confusion, peace where there has been financial stress, and wisdom that leads to sustainability and growth. Every step of this journey has been guided by faith, and I remain committed to serving with integrity, excellence, and a heart aligned with God’s purpose.

Alright, so let’s dig a little deeper into the story – has it been an easy path overall and if not, what were the challenges you’ve had to overcome?
No, it has not been a smooth road—but it has been a purposeful one. Like many journeys God calls us to, it required faith, endurance, and obedience, especially in seasons where the outcome was not immediately clear.

One of the greatest challenges was learning how to trust God while building, especially during seasons of limited resources, long hours, and wearing multiple hats. There were moments of uncertainty—balancing business growth, professional responsibilities, and personal life—while still striving to operate with excellence and integrity. I also had to navigate the learning curve of entrepreneurship: setting boundaries, saying no when necessary, and understanding that growth often comes through refinement, not comfort.

Another struggle was resisting comparison and remaining faithful to the assignment God gave me. There were seasons where progress felt slow, but God was developing character, discipline, and resilience behind the scenes. I learned that delay does not mean denial—it often means preparation.

Through every challenge, God proved Himself faithful. Each obstacle strengthened my discernment, sharpened my skills, and deepened my dependence on Him. Looking back, I can clearly see that the struggles were not setbacks—they were building blocks, positioning me to serve with wisdom, compassion, and authority today.

Appreciate you sharing that. What should we know about Terrell’s Business & Tax Services, LLC?
Terrell’s Business & Tax Services, LLC is a faith-rooted financial services firm committed to helping individuals, families, and business owners steward their finances with clarity, integrity, and confidence. At our core, we provide tax preparation, bookkeeping, payroll, accounting support, and financial strategy, serving clients both locally and virtually nationwide.

What we specialize in—and are known for—is going beyond filing and compliance. We help our clients understand their numbers, make informed decisions, and build sustainable financial foundations. Whether working with individuals, entrepreneurs, or growing businesses, our approach is educational, strategic, and personalized. We don’t believe in one-size-fits-all solutions; we believe in meeting people where they are and guiding them forward with wisdom and excellence.

What truly sets us apart is our faith-based approach to stewardship. We see financial management as more than a technical service—it’s a responsibility. We operate with transparency, ethical standards, and a heart to serve, ensuring our clients feel supported, respected, and empowered. Many of our clients come to us overwhelmed or uncertain, and leave with peace, clarity, and a clear path forward.

Brand-wise, I am most proud of the trust we’ve built over the years. Our brand represents reliability, accuracy, and integrity—values that have sustained us since 2012. We are known for being approachable yet professional, detailed yet compassionate, and firm in standards while led by purpose. That trust has allowed us to grow organically through referrals and long-term client relationships.

What I want readers to know is this: Terrell’s Business & Tax Services is not just about numbers—it’s about people. We exist to serve, to educate, and to help our clients manage what God has entrusted to them with wisdom and confidence. Our mission is to bring order where there has been confusion, peace where there has been stress, and strategy that leads to lasting growth.

What are your plans for the future?
Looking ahead, my focus is on strategic growth and purposeful expansion. I am preparing to expand Terrell’s Business & Tax Services, LLC by partnering with other professionals and organizations who share a commitment to excellence, integrity, and service. Collaboration is a key part of the next season—building strong partnerships that allow us to broaden our reach while maintaining the personalized, high-quality service our clients value.

I am especially looking forward to strengthening our firm’s capacity to serve more business owners and entrepreneurs, offering deeper financial strategy, operational support, and long-term planning. Expansion for me is not about scale alone—it’s about impact. It’s about creating systems, teams, and relationships that allow us to serve more effectively and steward growth wisely.

This next phase represents alignment—bringing together the right people, resources, and opportunities at the right time. I’m excited about what God is building and the doors that are opening, and I’m committed to growing in a way that remains faith-centered, sustainable, and purpose-driven.

Pricing:

• Individual Tax Preparation Starting at $250 Final pricing varies based on complexity, forms required, and filing needs
• Self-Employed / Small Business Tax Returns Starting at $450 Pricing based on business type, number of schedules, and record readiness
• Bookkeeping Services Monthly packages starting at $300/month Customized based on transaction volume, accounts, and reporting needs
• Payroll Services Starting at $75/month Pricing varies by number of employees and pay frequency
• Accounting & Financial Support Hourly consulting starting at $125/hour Includes clean-up work, financial reviews, and strategic guidance

Contact Info:

• Website: https://terrellstax.com
• Facebook: https://www.facebook.com/terrellstax

Image Credits
Monica L. Terrell