Today we’d like to introduce you to Benedicta Olotu.
Hi Benedicta, we’re thrilled to have a chance to learn your story today. So, before we get into specifics, maybe you can briefly walk us through how you got to where you are today?
I was born in Nigeria, West Africa — a place rich in culture, resilience, and ambition. Growing up in a society that values education, I completed my secondary and tertiary education in Nigeria and earned a BSc in Environmental Science.
My academic path taught me structure, analytical thinking, and systems. But even then, I knew I was wired differently.
My first career was in the banking industry, where I learned customer service, operations, finance, and high-level business communication. That corporate exposure shaped my mental flexibility and sharpened my hunger for growth.
Soon after, I ventured into buying and selling men’s clothing, a business that taught me profits, margins, branding, and the reality of entrepreneurship. That experience showed me profit, risk, and the power of being your own boss.
Life eventually brought me to the United States, and like many immigrants, I had to start from scratch. Despite being armed with education, business experience, and professional skills, I found myself navigating a brand-new system. As a mother of three, survival wasn’t optional — resilience was mandatory and responsibility was not a choice — it was my identity.
I took on menial jobs like bartending and hospitality, not because they defined me, but because they were stepping stones. My background in business and banking never left me — it lived inside me, even while I was serving tables or working late nights.
During this time, I was upskilling relentlessly. I was studying, learning, and preparing myself for better opportunities. I’ve always believed in personal development, sharpening your skills, and positioning yourself for greatness.
And then the breakthrough came.
I entered the IT industry in the U.S. as a Scrum Master working with Fortune 500 companies. I led teams, managed major digital transformation projects, and learned what it meant to operate at the highest levels of corporate structure.
But I didn’t stop there.
My hunger for growth pushed me to study Cloud Engineering, DevOps, and Security Engineering. These skills unlocked even bigger opportunities — high-level roles, advanced technical work, and cross-functional leadership that shaped my strategic thinking.
Tech sharpened my discipline.
Entrepreneurship sharpened my courage.
And together, they shaped the woman I am today.
It reshaped how I think.
It elevated my confidence.
And it expanded my vision of what was possible.
Before anything else, my first major business venture in the U.S. was in real estate, specifically Airbnb and short-term rentals.
Real estate opened my eyes to:
• Asset ownership
• Cashflow systems
• Hospitality operations
• Customer experience
• Branding and automation
After mastering short-term rentals, I expanded into another service-based asset business: luxury car rentals, which led to the birth of MnBLuxe.
This venture taught me:
• Branding at a luxury level
• High-end client service
• Asset management
• Marketing and visibility
• Operational discipline
It demanded a new version of me — and I rose to the occasion.
A defining moment in my journey was acquiring an existing laundromat, Your Laundry Valet, using the same business funding and business credit strategies I now teach.
This was proof that:
• You don’t always have to start from scratch
• You can acquire an existing cash-flowing business
• Business credit and funding unlock opportunities most people don’t know exist
Business credit is powerful when used the right way
• You can buy a system that already works and scale it
• Leverage is the true wealth accelerator
Through automation, better operations, and strategic marketing, we’re growing the business quickly.
This is when everything connected for me:
Working professionals can transition into entrepreneurship — and succeed with the right blueprint.
As people began asking for my guidance on business structure, credit, funding, and leveraging their skills, I recognized a deeper calling.
This led to the creation of Prime Business & Technology, where I now help:
• Working professionals transition into entrepreneurship
• Business owners access capital and funding
• Entrepreneurs build business credit
• Companies embrace technology, automation, and digital transformation
• Immigrants navigate entrepreneurship with confidence
• Individuals create generational wealth with strategic planning
I merged my tech background, business experience, and financial knowledge into one platform designed to transform lives.
We all face challenges, but looking back would you describe it as a relatively smooth road?
The road has been anything but smooth. My journey looks polished today, but the truth is—it was and is still been built on challenges, setbacks, and moments that tested my faith, my identity, and my resilience.
Migrating to a new country was the first major challenge. Struggling with my accent and grammar was a thing I always had to worry about when communicating.
I arrived in the United States with education and experience, but none of it immediately translated into opportunity. I went from working in banking and running a small business in Nigeria to taking on jobs in bartending and hospitality just to survive. That transition was emotionally heavy & humbling. I had to rebuild my confidence from the ground up.
Balancing being a mother of three while trying to upskill in a brand-new industry was another challenge. There were nights I studied after my kids went to sleep, days when I worked long shifts, and moments when I questioned if I was making the right decisions. But I kept going.
Breaking into the tech industry wasn’t smooth either.
It required countless hours of certification programs, self-teaching, networking, and proving myself in environments where I was often the only woman, only African, or only immigrant in the room. I had to learn how to use my differences as strengths instead of limitations.
Entrepreneurship came with its own battles:
Learning new systems, figuring out American business regulations, dealing with financial risks, navigating business credit, and understanding customer behavior in a different culture. In real estate, I faced the challenges of managing properties, guest turnover, and the unpredictability of the market. In the luxury car rental business, I had to learn everything from asset management to insurance to client expectations. And buying my laundromat was another learning curve—understanding operations, staffing, machines, marketing, and scaling.
But the biggest struggle was mental:
Stepping into a version of myself I had never seen before.
Choosing courage over comfort.
Believing I deserved more even when my circumstances didn’t reflect it yet.
The hardest part was not the work itself, but choosing every day to believe that I deserved more than survival.
Every obstacle taught me something.
Every setback built my character.
Every difficulty pushed me closer to my purpose.
So no, the road has not been smooth—but it has been worth it.
My story is proof that you can start over, reinvent yourself, and build a successful life no matter where you begin. My struggles didn’t break me—they built me. And today, they allow me to help others navigate their own journey with clarity and confidence.
Alright, so let’s switch gears a bit and talk business. What should we know?
Prime Business & Technology is more than a consulting company — it’s a bridge.
A bridge between professionals and entrepreneurship.
A bridge between dreams and funding.
A bridge between business owners and the systems they need to grow and scale.
We specialize in helping individuals and businesses move from idea to execution, and from execution to expansion. Our work sits at the intersection of business funding, strategic consulting, credit optimization, and digital transformation.
What we are known for is simple:
We make the complicated simple, and the impossible attainable.
What We Do & Who We Serve
Prime Business & Technology exists to empower:
• Working professionals looking to transition into entrepreneurship
• Immigrant professionals seeking clarity, structure, and funding
• New and existing business owners needing capital to start, scale, or acquire businesses
• Entrepreneurs who want to leverage business credit instead of personal credit
• Companies seeking operational efficiency, automation, and technology-forward solutions
Our services include:
.1. Business Structure & Formation Guidance 2. Access to Funding (start-up, working
capital, expansion, acquisitions)
3. Business Credit Building
4. Lender-Ready Business Preparation
5. Technology & Digital Transformation
Consulting
6. Operations & Process Optimization
Strategic Business Coaching for long-
term growth
Risk taking is a topic that people have widely differing views on – we’d love to hear your thoughts.
I don’t view myself as a “natural” risk-taker. I’m a calculated risk-taker. I believe in doing the work — understanding the numbers, positioning your business, and making sure every leap has a safety net built by preparation.
But I also believe that not taking a risk is the biggest risk of all. Staying where you are guarantees the same results. Moving — even with uncertainty — opens the possibility of transformation.
Today, every risk I take is aligned with three principles:
Is this decision aligned with my long-term vision?
Have I prepared for the downside and maximized the upside?
Does this decision elevate my legacy and the opportunities available to my family?
I’ve learned that risk is not something you run from — it’s something you learn to respect, understand, and eventually partner with
Contact Info:
- Website: https://primebusinessandtechnology.businessfundz.com/
- Instagram: https://www.instagram.com/ceomgbtgroup/
Image Credits
Roy Kang
