Today we’d like to introduce you to Devon Horace.
Devon, please share your story with us. How did you get to where you are today?
Once a college graduate with nearly $50,000 in debt, Devon Horace, millennial finance expert, paid off his debt and grew his net worth to $700,000. Now, through the launch of Horace Consulting, he is ready to help others do the same.
Born and raised in Rochester, NY. in a single parent household, Horace was determined to defy the odds. As one of eight children, he was the first to graduate from not only high school, but college and grad school as well. Having amassed nearly $50, 000 in debt, Horace knew he had to change his financial mindset.
During my journey to debt freedom, I tightened my budget, and re-evaluated my expenses, I ate simple meals, walked four miles to work every day and became a hermit. But today I am debt free and advising many people through their journies.
We’re always bombarded by how great it is to pursue your passion, etc – but we’ve spoken with enough people to know that it’s not always easy. Overall, would you say things have been easy for you?
It was not a smooth ride at all when I was paying off my debt. I had to learn a lot of self-discipline and to focus on the overall goal, which is to become debt free. During the time I was paying my debt, I didn’t have a TV in my apartment and limited my time on Instagram. I cut my expenses down so much that I could pay all my bills on half of one paycheck. During my debt free journey, I ate pasta with tomato sauce for a year straight. I spent 1.59 per pasta box and $5 for the tomato jar, and when I paid off a loan, to reward myself, I would buy a $1 grandma cookies. I had two pair of pants, one black and one blue from Levi’s clearance rack and I wore them down until they had holes in them and still wore them. I would go to Target and get a pack of Hanes tees on sale, both white and black. I went extremely basic because I wanted to get rid of my debts in my extreme way. My friends would ask me to come out, and if it involved spending money, I wouldn’t go. I used to say; if it isn’t free, you won’t be seeing D!
So let’s switch gears a bit and go into the Horace Consulting story. Tell us more about the business.
Founded in 2017 by Devon Horace, Business and Personal Finance consultant, Horace Consulting was established to help millennials meet their business and financial goals and place them on the road to success. Constructed from experience, knowledge, and relationships obtained through business collaborations, the firm’s goal is to provide clients with the top business and financial planning services that positively impact their lives for the future.
A lot of people know me for various things, but what got the most attention was my ability to pay off $47,238.38 in just ten months. Today I now owns three businesses, I have a real estate portfolio and has become an angel investor with a portfolio worth a million dollars – all before the age of 30.
Has luck played a meaningful role in your life and business?
I was lucky enough to be a young black man from Rochester, NY, in the time I grew up to make it out alive. I was blessed to have mentors present in my life to learn what to do and what not to do to progress in my career. I was blessed with the mindset to always focus on the big picture and be self-driven to achieve my goals. I didn’t need much of a push from others if I wanted something I figured out what I needed to make that goal possible. All these things played a major role in my life.
Pricing:
- The Debt Free Strategy Ebook – $9.99
- The Financial Independence Book Club – $19.99 per month
- 1-on-1 Consulting Sessions – $150 per hour
Contact Info:
- Website: https://www.consultinghorace.com/
- Email: Devon@ConsultingHorace.com
- Instagram: https://www.instagram.com/d.horace/
- Facebook: https://www.facebook.com/devon.horace.9
- Twitter: https://twitter.com/D__Horace
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