Driven by firsthand experience watching his parents struggle with financial literacy, Lee Patterson has made it his mission to help entrepreneurs structure their businesses and credit with intention. Through his book RUNNING WITH HOUSE MONEY and his community CREDIT TO REAL ESTATE ACADEMY, Patterson challenges the belief that bad credit is permanent and emphasizes building systems that generate income beyond physical labor. His work centers on proper business structuring, financial education, and accessible mentorship—empowering people to create sustainable, fundable businesses no matter where they’re starting from.
Lee, thank you for joining us — your work sits at the intersection of credit, funding, and business growth. What inspired you to create a mentorship program focused on structuring businesses and credit the right way from the start?
After watching my parents struggle because of their lack of financial literacy, it drove me to educate myself on how money works. I found out that the Bible taught more about money than it did in heaven so in that case, I do learned about money and how it worked was very important.
Your new book, RUNNING WITH HOUSE MONEY, marks a big milestone. What core lesson or mindset shift do you hope readers take away from it?
The core lesson that I learned was if I didn’t learn to make money in my sleep, I would always be making money on my feet. I also learned that in order to get my money right I had to get my body right.
Through your community, CREDIT TO REAL ESTATE ACADEMY, you teach people how to clean their credit and get funded. What’s the biggest misconception people have about credit when they’re trying to scale a business?
The biggest misconception about credit is that it can’t be fixed. No matter what your credit score it can be fixed.
When working with clients one-on-one, what are the most common mistakes you see entrepreneurs make that prevent them from accessing funding?
The most common mistake I see with entrepreneurs that keeps them from accessing funding is that their LLC is not structured properly.
Looking ahead, how do you envision your mentorship program, book, and community working together to help more people build sustainable, fundable businesses?
I see my mentorship program, my book and community working together to help more people because it is able to be accessible in many more different places physically and electronically. I know people learn differently for reading as well as self-paced courses. The community also allows you to ask questions and work alongside others that may be going through the same thing credit-wise.
Links:
- Running With House Money: https://www.amazon.com/
Running-House-Money-Turned- Cashflow/dp/B0G4J28PNN - VIP Credit To Real Estate Community: https://www.skool.com/
credit2realestate/about - 1 on 1 Mentorship: https://
credittorealestateacademy.com/ appointment
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